At Zero Net Cost 
Elevate Employee Health Benefits

We provide organizations with tailored supplemental health plans designed for W2 employees, ensuring financial flexibility and higher net pay. Serving organizations with a minimum of 20 W2 employees and no upper limits.

Your Partner in Health Benefits

At Health And Cash Flow Benefit, we specialize in supplemental health plans for organizations.


Our plans are structured to have ZERO NET COST for both employees and employers. At the same time, our program increases cash flow as well as net pay for your workforce.


Backed by top-rated carrier to ensure reliability and satisfaction.

Why Choose Our Health Plans?

Explore the key features and advantages of our supplemental health plans that benefit your organization and workforce.
Our focus is on ensuring well-being while managing costs effectively.

Top-Rated Insurance Provider

Zero Net Cost

Both employers and employees enjoy 0 net costs with our health plans, enhancing financial peace of mind.

Enhanced Employee Satisfaction

Our plans contribute to increased employee satisfaction and retention through financial benefits.

Flexible Employee Requirements

Plans available for organizations with a minimum of 20 employees and no upper limits.

500+ 

Organizations Served

10k+ 

Employees Benefitted

Millions Of Dollars 
Saved

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Telephone: 713-585-5554

E-mail: insure@mohzaf.com

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